Self-Managed Super Fund Loans

---

 If you are a self-managed super fund (SMSF) trustee in Australia looking to purchase or refinance a property, you may be interested in SMSF loans.

An SMSF loan is a type of loan specifically designed for SMSFs that wish to invest in property. These loans are secured by the property purchased or refinanced by the SMSF, and the SMSF is the borrower. This means that the SMSF, not the individual members, is responsible for repaying the loan.

SMSF loans can be used to purchase or refinance a residential or commercial property, and they can be used to fund the entire purchase price or just a portion of it. The interest rate on an SMSF loan is generally higher than a standard home loan, and the loan term is typically shorter.

To be eligible for an SMSF loan, the SMSF must comply with the Australian Taxation Office's superannuation rules and have sufficient funds to make the repayments. Additionally, the property being purchased or refinanced must meet certain criteria, including being a compliant asset for an SMSF and being a single acquirable asset.

As a mortgage broker, we can help you understand your options for SMSF loans and assist you in finding the right lender for your needs. We can also guide you through the application process and help ensure that your SMSF meets all the requirements.

If you are interested in learning more about SMSF loans for purchase or refinancing in Australia, please don't hesitate to contact us. We would be happy to answer any questions you may have and provide you with personalised advice based on your unique situation.